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Investment Lending, Wealth Building, Property Investment, Mortgage Broker, Investment Loans |
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Case Study
Investloan's financial structure is designed not only to protect your home, but to enable you to purchase more properties. You need to use lenders who:
- Understand investment lending
- Allow you to maximise your borrowing capacities
- Support you in accessing your equity growth to duplicate
The following is a real case study of Investloan clients. It shows the power of duplication in building wealth.
'Mr & Mrs Smith' entered the program in 2000. Their only assets were their family home, valued at $200,000 at that time. In the following three years, they managed to purchase two investment properties by leveraging off the increase in equity in a rising market:
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2000
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2001
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2002
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Assets
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Own Home
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$200,000
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$250,000
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$300,000
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Investment 1
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$220,000
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$250,000
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$280,000
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Investment 2
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$250,000
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$280,000
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Investment 3
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$275,000
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Total Assets
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$420,000
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$750,000
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$1,135,000
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Liabilities
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Own Home
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$100,000
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$95,000
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$90,000
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Equity Loan(s)
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$40,000
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$83,000*
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$83,000*
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Investment 1
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$198,000*
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$198,000
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$243,500**
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Investment 2
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$225,000
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$225,000
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Investment 3
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$247,500
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Total Liabilities
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($338,000)
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($598,000)
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($840,500)
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Net Position
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+ $82,000
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+ $152,000
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+ $294,500
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* We have included $18,000 for the costs of purchase: see page 13. ** Equity in Investment Home 1 has been used as the deposit for Investment Home 3.
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